The LIC Bima Sakhi Yojana is an initiative by the Life Insurance Corporation of India (LIC) aimed at empowering women by providing them with employment opportunities as insurance agents, referred to as “Bima Sakhis.” Launched on December 9, 2024, in Panipat, Haryana, the scheme focuses on enhancing women’s financial independence and promoting their participation in the insurance sector.
The scheme is designed exclusively for women, aiming to provide them with specialized training and a stipend for the first three years to promote financial literacy and insurance awareness. The government has initially allocated a budget of โน100 crore for this scheme.
What is the Bima Sakhi Yojana?
The Bima Sakhi Yojana is a special scheme launched by LIC exclusively for women. Under this scheme, women aged between 18 to 70 years are eligible to benefit. However, preference will be given to women who have passed at least the 10th grade. Women participating in this scheme will undergo training for three years, during which they will be taught all aspects of insurance, from its importance to its practical applications.
Who can apply for the Bima Sakhi Yojana ?
- Gender: Exclusive to women.
- Age: Between 18 and 70 years.
- Educational Qualification: Minimum of 10th standard pass.
- Exclusions: Relatives of existing LIC agents or employees, retired LIC employees, and former agents seeking reappointment are not eligible.
What is the stipend provided under the scheme ?
Participants receive a monthly stipend during the initial three-year period:
| First Year: | โน7,000 per month. |
| Second Year: | โน6,000 per month (subject to at least 65% of policies completed in the first year remaining in force). |
| Third Year: | โน5,000 per month (subject to at least 65% of policies completed in the second year remaining in force). |
Opportunity to Become an LIC Agent :
Women will receive a stipend for three years during their training. Once they complete the training, they can work as LIC agents. Additionally, women who have completed a BA degree will also have the opportunity to become Development Officers.
Required Documents to apply:
- Aadhaar Card.
- Residence Certificate.
- PAN Card.
- Educational Qualification Certificate (10th Pass).
- Passport-sized Photograph.
- Valid Mobile Number.
How can I apply for the Bima Sakhi Yojana?
Online Application:
Step 1 : Visit the official LIC website.
Step 2 : Navigate to the “Bima Sakhi Yojana” application section.
Step 3 : Complete the application form with accurate personal, educational, and contact details.
Step 4 : Upload necessary documents, including proof of age, address, educational qualifications, and a recent passport-sized photograph.
Step 5 : Submit the application and await further communication from LIC regarding the selection process.
Offline Application:
- Visit your nearest LIC branch and complete the application process manually.
Important Links :
| official Website | Click Here |
| Apply Online Link | Click Here |
FAQ :
Are there any costs involved for participants?
No, the scheme does not charge participants for training or application. Selected candidates receive stipends for the first three years.
Is the scheme available across India?
Yes, LIC Bima Sakhi Yojana is available for women across all states of India.
What is the training process for selected women?
Selected candidates undergo specialized training provided by LIC to equip them with the knowledge and skills required to work as insurance agents.
Can a woman already employed with LIC apply for this scheme?
No, women who are already working as LIC agents or are relatives of LIC employees cannot apply.
Is there a specific time to apply for the scheme?
Applications are open throughout the year. However, availability may depend on local LIC branches and ongoing recruitment drives.
Leave a Reply