XE Currency App for Beginners: Convert, Track, and Transfer Easily

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In today’s globalized world, where international travel, global e-commerce, and remote work across borders have become common, converting currency accurately is not just a luxury — it’s a necessity. The XE Currency App has become one of the most trusted tools for real-time currency exchange rate tracking, conversions, and international money transfers. Whether you’re a tourist, a student abroad, a business traveler, or someone who frequently shops internationally, this app is a must-have.

In this comprehensive 2000+ word guide, we’ll walk you through everything you need to know about how to use the XE Currency App, its key features, benefits, downloading guide, and some pro tips for making the most of it.

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What is XE Currency App?

The XE Currency App, developed by XE.com, is a free mobile application available on Android and iOS that offers:

Live exchange rates for 180+ currencies
Historical charts
Currency converters
Rate alerts
Money transfer features to 130+ countries

With over 70 million downloads globally, XE Currency is one of the top-rated financial apps available.

📥 How to Download XE Currency App?

To get started, you’ll need to install the app. Here’s how:

🔹 For Android:

Open Google Play Store
Search for “XE Currency & Money Transfers”
Tap on Install
Once installed, tap Open

🔹 For iOS:

Open the App Store
Search for “XE Currency Converter”
Tap on Get or the cloud download icon
After installation, tap Open

First-Time Setup & Interface Overview

When you open the app for the first time:

You’ll be asked for permission to use your location — grant it for local currency detection.
Option to sign in or continue as a guest – guest access is enough for most features.
The home screen shows the default currency (e.g., USD) vs. other selected currencies.

🧱 Interface Sections:

Home – Exchange rates
Convert – Live currency conversion
Send – International money transfer
Charts – Historical rates
Alerts – Set your custom alerts
Settings/Profile – Customize the app

How to Use XE Currency App – Step by Step

Now let’s explore how to use the XE Currency App in detail.

1. Currency Conversion – Live Rates

This is the app’s core function.

✅ How to Convert Currency:

Go to the “Convert” tab.
Select your source currency (e.g., USD).
Select the target currency (e.g., INR).
Enter the amount (e.g., 100).
Instantly, the app will show the converted value based on the real-time exchange rate.

You can swap currencies using the arrows icon between the two currencies.

💡 Pro Tip: You can add multiple currencies to the home screen and see conversion rates at a glance.

2. Add and Manage Currencies

You may want to monitor more than two currencies — for example, if you travel often.

➕ To Add Currencies:

Tap on the “+” Add Currency icon (usually top-right).
Search and select any currency (e.g., EUR, JPY, AED).
It will be added to your main screen.

You can add up to 10 currencies in the free version.

3. View Historical Exchange Rate Charts

Want to check how a currency has performed over time? XE allows you to analyze trends.

🕰️ How to View Charts:

Tap on any currency on your list.
Click on the Chart icon.
Choose from:

1 Day
1 Week
1 Month
1 Year
5 Years

You’ll see a line graph of the exchange rate trend.

This feature is especially useful for traders, investors, or travelers planning purchases.

4. Set Rate Alerts

Want to be notified when a currency hits a certain value?

🔔 How to Set Alerts:

Go to the Alerts tab.
Tap Create Alert
Set:

Base currency
Target currency
Desired rate (e.g., when USD to INR hits 85)

Save the alert.

When the rate matches your set value, you’ll get a push notification or email alert.

5. Send Money with XE – International Money Transfers

One of the powerful features of XE Currency App is the ability to send money abroad securely.

✅ How to Send Money:

Tap on the Send tab.
Enter:

Amount
Source country
Destination country

You’ll see:

XE’s live exchange rate
Estimated delivery time
Fees (usually minimal)

Enter recipient details:

Bank account number or transfer method

Make payment using your preferred mode (bank debit, credit card, etc.)
Track transfer in the app

🌟 Supported in over 130 countries with low fees and fast delivery.

6. Customize App Settings

You can tailor the XE app to suit your needs.

⚙️ Useful Customizations:

Change default currency
Enable dark mode
Turn on/off notifications
Set currency sort order
Choose language (supports multiple languages including English, Arabic, French, etc.)

🌐 XE Currency Codes & Countries Covered

Here are just a few examples of currency codes you can track:

Country	Currency	Code
United States	US Dollar	USD
United Kingdom	Pound Sterling	GBP
Europe	Euro	EUR
Japan	Yen	JPY
India	Rupee	INR
UAE	Dirham	AED
Saudi Arabia	Riyal	SAR
Canada	Canadian Dollar	CAD
Australia	AUD	AUD
South Africa	Rand	ZAR

And 170+ more…

✅ Pros and Cons of Using XE Currency App

✔️ Pros:

Real-time rates from reliable sources
Easy to use for beginners
No ads or spammy interface
Trusted brand (part of Euronet group)
Money transfer integration
Alerts and charts
Secure and private

❌ Cons:

Advanced features behind a paywall
Transfer fees can be slightly higher than some alternatives
Doesn’t support crypto currencies

🛡️ Is XE Currency App Safe?

Yes. The XE app is bank-level secure, offering:

SSL encryption
Two-factor authentication (2FA)
Secure data storage
Verified by independent security agencies

It is operated by XE, a part of Euronet Worldwide, which is a Nasdaq-listed company. XE has been trusted by millions since 1993.

Tips to Maximize XE App Usage

Travel Smart: Use XE when traveling abroad to avoid being overcharged in local shops.
Avoid ATM Scam Rates: Know the exact rate before withdrawing foreign currency.
Shop Online: Use XE to calculate the actual cost of international products before checkout.
Study Abroad: Parents and students can use it to plan tuition payments in local currency.
Forex Trading: Use historical trends to analyze market direction.
Set Alerts: Don’t check manually — let the app notify you.
Enable Offline Mode: It stores last known rates for offline usage.

XE Currency App for Businesses

XE also offers solutions for businesses such as:

Bulk payments
API integration for live exchange
Multi-currency invoicing
Corporate FX risk management

These services are available on their website and desktop platform.

XE vs Other Currency Converter Apps

Feature	XE Currency App	Google Currency	OANDA	Currency Converter Plus
Live Rates	✅ Yes	✅ Yes	✅ Yes	✅ Yes
Offline Mode	✅ Yes	❌ No	✅ Yes	✅ Yes
Alerts	✅ Yes	❌ No	✅ Yes	✅ Yes
Transfers	✅ Yes	❌ No	❌ No	❌ No
Charts	✅ Yes	❌ No	✅ Yes	❌ No
Multi-Currency List	✅ Yes	❌ No	✅ Yes	✅ Yes

Winner: XE Currency App – for being the most comprehensive.

Frequently Asked Questions (FAQs)

1. Is XE Currency App free to use?

Yes, the basic app is 100% free. However, some advanced features require premium access.

2. Can I use XE without an internet connection?

Yes, the app saves last known exchange rates for offline access.

3. Is XE accurate for trading?

While accurate, it’s not designed for high-frequency trading. Use XE as a reference, not a trading terminal.

4. Does XE support cryptocurrency?

No, XE doesn’t support Bitcoin, Ethereum, or other digital currencies as of 2025.

5. Can I send money using XE to mobile wallets?

Transfers are mostly via bank accounts. Some countries may support mobile wallets.

Conclusion

The XE Currency App is a must-have financial tool for anyone who deals with multiple currencies. Its combination of live rates, easy conversion, real-time alerts, and global money transfer makes it ideal for travelers, students, businesspeople, and even online shoppers.

Whether you’re planning your next overseas trip, managing international payments, or simply keeping tabs on the currency market, XE delivers both reliability and convenience — all in your pocket.

📥 Download Now:

Android Users: Download on Google Play
iOS Users: Download on App Store